Frontier Junction Lincoln Logs Instructions

Subject: No .11420083-00 insurance policy .... Helvetia condominium the Nunziatella Capalbio

Assembly of 3.11. us ., among the "various and possible", in relation to the current existing contract of insurance in our stable, some condominium, called for checking the adequacy of cost-performance ratio in the light of some deals appear more attractive. The Assembly asked for clarification on the issue and possibly verify the insurance agent "spaces" for a renegotiation the policy. If not even proceed to the cancellation.

I'm sorry I do not have existed otherwise I could respond and clarify some points that I think in any case, below, to the extent possible, please specify:

1. the choice to proceed with the signing of the bill signed today by Ms Fiorella Salamanca, Agent Helvetia ass.ni was made by the assembly because, as the insurance industry very difficult and little known, it was necessary to have a professional inside the building that would ensure (as was) a security between quality of coverage of the policy, actual performance and price. Very often, some roofing / performance, though set in the contract, are belittled dall'apposizioni small clauses, not always clear, that limit its effectiveness, and because part of the building I wanted to enter into a contract reduced to a minimum any possibility of not Recoverability, and also by not underestimate the huge discount that I could practice on the prize (which other clients I would Gurd well by doing) that I can. So I wonder what other companies can offer a lower price and cossa actually is insured?

2. also want to inform you that at that time already told our manager details of any insurance coverage When, in another meeting were raised the same issues, but at this point I believe that the Circular made me there has never arrived. In any case, I enclose a list summary prestazini of insurance provided in the knowledge that this list is not exhaustive but you can bring this letter to all the policy conditions (which, however, I invite everyone to become acquainted with the Chief). to the validity of the insurance contract I can guarantee you that some condominiums have the canceled their insurance coverage being provided by the insurance condominium the third party liability, under "management of the apartments."

3. When interventions reported (few in fact) and all were promptly compensated, except for one case in which the expert has found a defect attributable to the original company that had done work (Consorzio Etruria) and in fact the same company, recognizing the assertions by the expert, I have proceeded to accommodation of the damage.

4. I should mention that in any case for damages for which compensation insurance (eg, roofing, appliances for the change in voltage electrocution, including damage to third parties etc.. ) Is necessary for the complaint to the Chief and knowledge should also send Helvetia Insurance Via Mura di Ponente, 15 58015 ORBETELLO fax 0564/867573.

5 M runs the obligation to inform the condominiums that very often, not knowing the cause, (but we can imagine) the semi-annual installment is paid late, and therefore lacking coverage, should they submit requests for compensation for damages, the bill does not exerts its effects, as mentioned above I want to remind you and I say this as Condomina , which would be truly appalling pay an insurance premium, and not be eligible for compensation out of coverage, and even though I dislike saying that any figure that we're going to pay to ensure Our condo is thrown if you've made sure 10 months to 12.

6. also known as the art of CC .1899 was amended by Law No. 40/07 called "Bersani Decree ", which issued to the contractor the right to withdraw annually from the multi-year contracts, free of charge and with advance notice of 60 days. In fact, the new provision will apply to contracts concluded after the date of entry into force of the law. For current contracts, that right is recognized only if at least three years have elapsed from the conclusion of the contract and the current policy has been revised to make the monthly payment in 2006

In any If I am at your disposal for any further clarification, doubt or confrontation, as may be necessary.

Sincerely

fiorella Salamanca